Grace Walk

Grace Walk

In my family, I’m considered weird because I enjoy running. Sometimes, I ask my sister if she would like to run a race or participate in an obstacle course with ...
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January 11, 2022

Not What I Hoped

Well, this past year didn’t go quite like I had hoped – for various reasons. The COVID pandemic never ended like we had hoped, we lost loved ones, unexpected illnesses…
December 21, 2021

Building Strong

I watched an interesting video a few weeks ago about testing the difference between tools and materials that were made before technology and automation went mainstream, versus tools and materials…
December 7, 2021

The Act of Worship

It was Thomas Edison who said, “Success is one percent inspiration and ninety-nine percent perspiration.” He knew what he was talking about as he lived it each day, methodically trying…
November 10, 2021

What is Normal, Anyway?

I have heard quite a few times over the past months that we need to make changes in order to adjust to this “new normal”.  Everyone seems to be scrambling…
October 26, 2021

The Anchor Effect

Quite some time ago I read a book that talked about the “anchor effect”. For those that never heard of the term, the anchor effect is when people make decisions…
October 5, 2021

Those Familiar Stories

There is a possible risk that comes with learning Bible stories when we are young, which few parents have considered. It is difficult to foresee the effects this has on…
September 21, 2021

Hurry Sickness

I think I might be suffering from a touch of “Hurry Sickness”. I tend to be an impatient person. There I said it. Those that know me will not find…
September 7, 2021

Planning to Avoid a Hard Landing

Over the last 18 months it has become harder and harder to come across good news. With the pandemic altering most of our daily lives, it’s becoming increasingly more difficult…
August 24, 2021

Saving for Our Future: What Works?

We know the stats; we hear about them regularly enough – people are not saving enough money for retirement. Most have become immune to these messages because they don’t know…
August 10, 2021

A Lesson Learned Early

Growing up on a small dairy farm in southern Wisconsin created many opportunities to learn some of life’s lessons.  My father was a good teacher.  Often, I came away from…
July 27, 2021

Attitude Reflection

Dear Future Self: It seems everywhere we turn nowadays we are inundated with bad attitudes. Whether we are talking about politics, racism, discrimination, crime, religion, or any other topic, we…
July 13, 2021

Being Booked

When George Burns was approaching 100 years of age he was asked if he ever thought about death.  He replied, “How can I die? I’m booked.” Indeed, when he died…
June 22, 2021

Dreams of Destiny

If you think back into the secret places of your childhood mind, into those deep recesses of your psyche, you will likely remember some of the dreams you had as…
June 8, 2021

Not That Easy

The last decade has seen great advancements in technology and one of the industries that has seen the most growth is the financial industry. In this day and age, most…
May 24, 2021

Could or Should?

Long convinced that the popular understanding of Herbert Hoover did not give him his due, I recently pounded through a biography of the thirty-first president. It was well worth the…
May 12, 2021

Finding Balance in Saving

Save every penny you can for the future or enjoy life now and worry about the future later? Which is correct? I know one young couple who are true penny-pinchers…
April 28, 2021

Housing Market Pandemic

As the Coronavirus pandemic continues, one of the unexpected winners of the pandemic has been home sellers. House prices have been increasing at a rapid pace with little slowdown. Not…
April 21, 2021

Pride’s Ways

“The proud person always wants to do the right thing, the great thing. But because he wants to do it in his own strength, he is fighting not with man,…
April 15, 2021

Don’t Miss Out on Blessings

My son Leighton had an opportunity to attend the Final Four at the recent NCAA Basketball Championship in Indianapolis, IN. The college my son attends (Baylor) was in the tournament…
March 23, 2021

Imaginary Money

Last week, three of my sisters and I were having a discussion about our various savings strategies—one of them has begun using an app to make automatic deposits into her…
March 15, 2021

He Is Always With Us

My son called me from college the other day, and he sounded tired and beaten. He had a couple of exams in his more challenging classes coming up this week,…
February 25, 2021

Persevering in Uncertainty

As we approach the one-year anniversary of when COVID-19 and the shutdowns began, I cannot help but notice how much uncertainty and disbalance there is in our lives nowadays. To…
February 23, 2021

A Place Where You Can Go

There are many places I enjoy visiting. When I have time or feel up for a drive, my favorite place is preferably a trip to the mountains. I love the…
February 9, 2021

A Good Joke

Most of us would agree that a good joke stands the test of time. One joke I particularly like was found carved on the wall of a Roman bath and…
January 26, 2021

Charting the New Way Forward

As we enter 2021, a lot of us are hoping that this is the year things will “go back to normal”. People are looking forward to socializing again without the…
January 19, 2021

It’s the Little Things

I had a perfect cup of tea the other day: just an ordinary cup of black tea with milk, but exactly the right temperature and strength and color and size.…
January 12, 2021

Value in Organizing

I love organization and can’t stand clutter. Few things in life bring me more satisfaction than purging the unnecessary and organizing what is kept. Unfortunately, as much as I love…
December 8, 2020

You Are Not Alone

It has been an interesting year to say the least. I find it maddening that we can live in a world filled with billions of people and yet feel very…
December 1, 2020

The Evergreen

 As we come near to Christmas our minds turn to thinking about those traditions that warm us from the inside. The older we get the more the traditions of Christmas…
November 24, 2020

Faith vs. Fatalism

I have seen a lot of Christians over the past year very concerned about the political situation in the world. There is a widespread feeling that the western world, especially…
November 3, 2020

Appreciating Hard Winters

I lived in the Chicago area most of my life. In fact, I worked in the city for 15 years. In my opinion it is one of the most beautiful…
October 27, 2020

The Great Pearl

We have all heard sermons on the Pearl of Great Price. It is a common topic among pastors because the message is seemingly quite clear. The Pearl is Jesus or…
October 13, 2020

I Know You Are, But What Am I?

I know you are, but what am I? This was a childish come back when I was just a small kid. Something would happen between you and a friend, or…
October 6, 2020

In Lieu of Flowers

At the end of an obituary it is common to see: “In lieu of flowers, memorial gifts can be made to _________.”   The designated organization might be one concerned with…
September 22, 2020

In the Waiting

Sometimes our lives can feel as if we are in a season of waiting or down a road we never planned. If you’re anything like me, the road unknown and…
September 15, 2020

Giving and Taking

I have been reading a book lately by Adam Grant called Give and Take which has got me to thinking. In it he made some interesting observations that are counter…
September 8, 2020

These Uncertain Times

 “These uncertain times…” Does that phrase make anyone else crazy? Just me? Somehow, I don’t think so. My pastor, who happens to also be my husband, reminded us this past…
September 1, 2020

Seeking Balance

As we are all adjusting to the current circumstances we can’t help but think of how life will be after the pandemic is over. There are many stories in life…
August 26, 2020

The “New Normal”

How many times have I thought or said, “I can’t wait until we can get back to normal!?”  I think that is a common expression these days.  This aspiration usually…
August 18, 2020

His Will For Us

I was having a conversation with a close friend recently where I was voicing some of my frustration regarding the state of the Church. I was complaining about the number…
August 4, 2020

Lessons from the Past

When I was in my early teens, I had a paper route. I got up excruciatingly early to prepare and deliver the Chicago Sun Times and Chicago Tribune around my…
July 29, 2020

A Country’s Superpower

As we continue to learn, reflect, and plan for what is ahead of us because of this pandemic, I think it is important to take this time to think about…
July 21, 2020

A Silver Lining

The Coronavirus pandemic has brought many emotions, including anxiety, fear, impatience, resentment and sadly even hatred, but it has also given many a fresh outlook on life – both good…
July 7, 2020

The Growth Stalk

In our backyard we have three different types of roses. There are several differences between them that I have noticed over the years that we have had the home, but…
June 30, 2020

The Bell Lap

In the Summer Olympics 10,000-meter race, a runner must complete 25 laps around an Olympic-size track. On a standard quarter-mile track at a high school or college, it would take…
June 23, 2020

How & Why

Probably, you shouldn’t have a favorite Bible author—all Scripture is God-breathed and useful, etc. Probably, most of us do. Whether we gravitate towards David’s passion or Luke’s orderliness or James’…
June 2, 2020

The King Who Saw God

Nezahualcoyotl, whose name translates to “hungry coyote”, lived from 1402 to 1472 in the city of Texcoco, just east of Mexico City. His father, who was the king before him,…
May 26, 2020

Hope is Built On Nothing Less

The world is in panic mode. Toilet paper, cleaners, sanitizer, milk, eggs, meat, and much more are being horded. People are told to stay home, but if you must go…
May 19, 2020

Being In Pursuit

In many ways Church Investors Fund has had a great year. We have seen growth in our loans and in our certificate/bond sales, as well as being able to increase…
May 12, 2020

The Spider Blog

Unfortunately for those of us who like to keep our doors and windows open, the time of year the weather cooperates with that desire is also the time the pests…
April 28, 2020

Suddenly Something Happens

After a tragedy, disaster, or cataclysm, people have a tendency to turn toward each other and declare solemnly, “things will never be the same.” The sentiment, however true it ends…
April 21, 2020

The Spanish Flu of 1918

No one has been able to establish where the pandemic of 1918 originated. Some say France, while others say Kansas, and still others believe it was in China - even…
April 14, 2020

Negotiating Time

It was one of those nights – one filled with negotiations. You too have likely had one of those nights. You know the type. You felt tired when you went…
March 31, 2020

Pandemic Lessons

As we are all living through this COVID-19 pandemic it is easy to get discouraged, depressed, and flat out angry that everything around us is unwinding as fast as it…
March 24, 2020

Hoeing Your Garden

Once when St. Francis of Assisi was hoeing his garden, a person asked him, “What would you do if you suddenly learned that you would die at sunset?” St. Francis…
March 17, 2020

Understanding God’s Math

It is interesting to me that two-thirds of the people alive today have never seen snow—ever. They may have seen it on TV or the movies but, for most of…
March 3, 2020

Money (In)Security

Money brings security. Whether you agree with the statement or not, it is this false understanding upon which America was built. The truth is, money does just the opposite…it brings…
February 25, 2020

Put It Off

Recently, while trawling the Internet to avoid something I didn’t want to do, I read an article about the causes of procrastination. While common wisdom has long held that procrastination…
February 11, 2020

The Other Brother

I have read it countless times, probably as you have, but this time I saw something that I hadn’t noticed before. It is so often how the Bible works: stories…
January 28, 2020

Ordinary Time

The holidays: what a great time of year! Parties! Special food! Different songs! Time off work! Gathering with loved ones you don’t see very often! Playing games! Seeing movies! Staying…
January 21, 2020


We have all seen the famous “V” that ducks form as they head south for the winter, and most of us know why they do it; it’s something we learned…
January 14, 2020

2020 Vision

Well, the year 2020 is upon us, and as we focus on the year ahead, we look for clarity in what God has in store for us. Hopefully, the Christmas…
December 17, 2019

2010s – A Decade to Remember

This New Year’s Eve, we will say goodbye to another decade and usher in the 2020s. I saw a recent article on Entertainment Weekly that soon had me reflecting on…
December 3, 2019

Love at Christmas

One of the especial delights of the Christmas season, in my opinion, are Christmas movies. Most families have their own traditional favorites: It’s a Wonderful Life, or Miracle on 34th…
November 19, 2019

Taking Them Captive

As we prepare to enter the holiday season from Thanksgiving through Christmas, it is natural to reminisce about those family times we have spent together. If you are from a…
November 12, 2019

Becoming Lukewarm

We live in one of the wealthiest countries. Most of us are blessed with the ability to walk into a grocery store and not only find bread but struggle to…
October 29, 2019

Pay Attention to This!

I was recently listening to a sermon and I heard the pastor reference something interesting. He talked about “Attention Economics”. At first I thought it was just a catchy phrase,…
October 22, 2019

Tozer Thoughts

I have been rereading AW Tozer’s classic book called The Pursuit of God, a book which helped me through some of the tough questions of my faith when I was…
October 15, 2019

Always Bow Our Knees

If you were to call the office Thursday afternoon, you might hear a message letting you know that our offices are closed for staff prayer time. Though the message is…
October 8, 2019

Wedding Plans

A wedding is usually a one-day event that requires months of planning. Over the past few months, I helped organize a wedding, attended another, and started the process of helping…
September 25, 2019

God’s Holiness and Grace

If you are over 50 there is a good chance you grew up in a church where God’s holiness was emphasized and with that the need for us to be…
September 17, 2019

In Need of Relief

Our pastors have invested in us, our families, and the communities we serve. Whether they’re teaching us through their sermons, leading us in worship, pouring into our families, or enabling…
September 10, 2019


We are at a very interesting time in the economy. There are indicators appearing that haven’t been seen in many years—some on the positive end, but a lot on the…
August 27, 2019

No Offense, But…

It takes a thick skin to live in the world these days. To be fair, people have been the same sinful, fallen creatures since the Garden of Eden, so it’s…
August 20, 2019

The Fish Eye Lens

Too many families are not saving enough. There are several reasons why this is true, but a significant reason is that they spend too much in one or more areas…
August 7, 2019

Anything For Our Kids

I was talking to a friend the other day. It had been a while since we caught up on each other’s families. She is a single mom who has done…
July 30, 2019

Practice Makes Better

I had a professor in college who believed in something he called “the cult of the amateur.” Being prone to overstate things, he didn’t really mean “cult”. Essentially, he thought…
July 16, 2019

The Hurdles We Place

I was watching the International Track and Field Event this past weekend from Oslo, Norway. In my view, there is no more raw and honest sporting event than head to…
July 10, 2019

Puppy Training

Lacey is now a 10-week-old Goldendoodle. She is very intelligent and has the sweetest temperament, but like all puppies, she is a lot of work. She wants nothing more than…
June 25, 2019

Giving Trends recently put out a 2019 Church Statistics Report that had some interesting facts in it. According to what they found, the trends for Church giving are down, something most…
June 18, 2019


With the economy in its tenth year since the last recession, there has been more and more talk suggesting that we have reached the late part of the expansion and…
June 4, 2019

In the Heights of Heaven

Trudging into work one day, I felt as run-down as the grey grimy streets I walked on. It was barely sunrise and my body could have greatly used more sleep,…
May 28, 2019

Seeding a Church Plant

Here at Church Investors Fund we have been blessed to partner with churches to purchase land, construct new buildings, renovate, refinance existing debt, or even to provide a line of…
May 14, 2019

The Family Circle

If you want to go fast, go alone. If you want to go far, go together. -- African proverb The notion of family often brings up a lot of emotion…
May 7, 2019

Wedding Speech

I gave my first wedding speech at my sister’s wedding, but that was many years ago. I couldn’t tell you what I said or what it was even about. I…
April 23, 2019

There’s a Hole in My Pocket

Saving my hard-earned money when I was a teenager was not my strong suit. In fact, if I didn’t know better, I would swear there were holes in my pockets.…
April 16, 2019

Sin & Sunday

’tis the season…to ponder human mortality. Throughout the Church, many Christians take the weeks before Easter to seriously consider the weight of their sin and their great need for a…
April 2, 2019

Dealing With Injustice

We see it around us every day—people making decisions that are not based on biblical truth. We understand as Christians we are not to judge others; but how often do…
March 26, 2019

Carrying Others’ Burdens

My wife and I woke up early that morning. In fact, way too early in my opinion. It was 3:00 am when the alarm went off. Unfortunately, I had been…
March 12, 2019

Who is Really Paying?

It is a point of frustration for many Americans, when they fill out their taxes during this time of year, to find out how much they actually paid. Many then…
March 5, 2019

Necessities, Luxuries, and Fish & Chips

Lately I’ve been doing research on how the British government instituted its rationing policy during the Second World War. Although I am utilizing the information for a particular project, thinking…
February 26, 2019

Stewarding Our Time

The last I checked, there are still only 24 hours in a day. God set this up when He created the heavens and the earth, and it is our job…
February 12, 2019

The Best Laid Plans

I have written several articles on the problems that come with not planning. I am by nature a planner myself and so I have often tried to help those who…
January 30, 2019

Advancements in Retirement Planning

Over the last 15-20 years there have been amazing advancements in technology, and the amount of industries that have been changed through these advancements is countless. One of the most…
January 16, 2019

A Warning Sign

We have all read stories about the Boomer generation being less prepared for retirement than the generation before them; this is not new. What is new are the various ways…
January 2, 2019

Confidence in Tomorrow

It’s a new year. The house has suddenly become eerily quiet as the conversations and laughter of family and friends has left what was a full house. The Christmas decorations…
December 19, 2018

Retirement Age

In a recent poll done by it was interesting to hear how the average American (and Canadians wouldn’t be very different) is viewing their retirement years and how things…
December 5, 2018

A New Year

It’s hard to believe that in a few short weeks the New Year’s Eve ball will drop, marking the end of another year and the beginning of new hopes and…
November 28, 2018

It’s the Little Things

Some of my fondest memories of growing up were the times spent with my mom. Her name was Dorothy Jane, but everyone called her “Dot” for short. She stood just…
November 14, 2018

Retirement Pitfalls

Congratulations, you finally made it to retirement! You can now relax and enjoy the nest egg you worked so hard to build. At least that’s the plan. The truth is…