Investment Options (Canada)
Church Investors Fund offers a variety of investment options, and when you invest in Church Investors Fund, your return is two fold. Not only do your dollars help build God’s Kingdom, but you also earn a competitive interest rate that will help secure your own future.
Reflects Your Values
The places and options for you to invest your money continue to grow, but do you know for what cause they are using your money? Do they match your beliefs?
When you invest in Church Investors Fund, your money helps build churches. It builds new sanctuaries, new classrooms for children to learn about Christ, fellowship halls where people can come together to build relationships through Christ or to renovate current facilities that need a face lift to be able to function properly.
Look for Stability
Church Investors Fund investments are not insured by CDIC. No province’s securities agency has recommended or endorsed an investment in Church Investors Fund. Since our beginning in 1977, Church Investors Fund has never lost money on our loan portfolio or defaulted on a payment. For a more in-depth look at Church Investors Fund’s Management of Risk, view our Annual Report/Subscription Agreement.
Church Investors Fund bonds are available in terms ranging from one-year to five-years. All term bonds carry a minimum investment of $1,000. Because of the variety of terms available, it’s easy to find one that best fits your investment needs.
Foundation Bonds give you the flexibility to invest any amount at any time, and to redeem funds up to three times per month at no penalty. The minimum investment is $250.
RRSPs are designed to offer tax-deferred growth which can give you substantial savings by the time you retire. All the interest you earn is tax-sheltered until withdrawn, and you may deduct RRSP contributions from your taxable income. The minimum amount for opening a Church Investors Fund RRSP is $5,000. RRIFs are available as well.
Revocable Charitable Gift
A Revocable Charitable Gift allows you to leave money to Church Investors Fund or another North American Baptist ministry of your choice. During your lifetime you earn interest on your investment and retain the right to revoke your gift if you choose. Upon your death, the funds become a charitable gift and are given to the ministry you designated it to.
Building Fund Investments
Building Fund Investments offer our North American Baptist Churches the opportunity to have an investment with no maturity date and withdraw money at any time without penalty for building purposes. Building purposes are broadly interpreted as any planning, design, purchase or repair of buildings or land. The rate changes monthly and is based on the three year Term Bond.
Ministry Fund Investments
Ministry Fund Investments offer our North American Baptist Churches the opportunity to have an investment with no maturity date and withdraw money at any time without penalty for approved ministry purposes. Specific ministry purposes must be approved by the Church Investors Fund management before the investment may be opened. The rate changes monthly and is based on the three year Term Bond.
(Church Investors Fund securities are not C.D.I.C.insured, nor are they guaranteed by the NAB.)