Investment Rates (USA)
Rates Expire October 31, 2023
| LIQUID CERTIFICATES – APY* | |||||||||||||||||||||||||||||||||||
| $250 to $999 |
$1,000 to $9,999 |
$10,000 to $29,999 |
$30,000 to $49,999 |
$50,000 + | |||||||||||||||||||||||||||||||
| Foundation | 3.25% | 3.50% | 3.75% | 4.00% | 4.25% | ||||||||||||||||||||||||||||||
| TERM CERTIFICATES – APY* | |||||||||||||||||||||||||||||||||||
| $1,000 to $4,999 |
$5,000 to $49,999 |
$50,000 to $99,999 |
$100,000 to $249,999 |
$250,000 + | |||||||||||||||||||||||||||||||
| One Year | 4.70% | 4.95% | 5.20% | 5.45% | 5.70% | ||||||||||||||||||||||||||||||
| Two Year | 4.35% | 4.60% | 4.85% | 5.10% | 5.35% | ||||||||||||||||||||||||||||||
| Three Year | 3.75% | 4.00% | 4.25% | 4.50% | 4.75% | ||||||||||||||||||||||||||||||
| Four Year | 3.50% | 3.75% | 4.00% | 4.25% | 4.50% | ||||||||||||||||||||||||||||||
| Five Year | 3.60% | 3.85% | 4.10% | 4.35% | 4.60% | ||||||||||||||||||||||||||||||
| OTHER CERTIFICATES – APY* | |||||||||||||||||||||||||||||||||||
| Five Year IRA | 3.70% | 3.95% | 4.20% | 4.45% | 4.70% | ||||||||||||||||||||||||||||||
| Six Year Revocable Gift | 3.70% | 3.95% | 4.20% | 4.45% | 4.70% | ||||||||||||||||||||||||||||||
| CHURCH ONLY CERTIFICATES – APY* | |||||||||||||||||
| $1,000 to $49,999 | $50,000 + | ||||||||||||||||
| Building Fund | 3.75% | 4.25% | |||||||||||||||
| Ministry Fund | 3.75% | 4.25% | |||||||||||||||
Rates are subject to change without notice.
* APY: Interest rates quoted above are stated as APY (Annual Percentage Yield). However, interest is accrued using APR (Annual Percentage Rate). Should you have any questions regarding how interest is paid on Church Investors Fund Certificates, feel free to reach out to our Church Investors Fund Staff.
Church Investors Fund offers investment options in most U.S. states. Unfortunately, we currently do not serve: Arkansas, Delaware, Florida, Kentucky, Maine, Massachusetts, Mississippi, New Mexico, Rhode Island, Vermont, West Virginia or Wyoming.
*Louisiana – Demand securities are not available for sale in your state.
*South Carolina –Demand securities are not available for sale in your state. If you were a resident of the state of South Carolina when you purchased a Certificate, you may declare an “event of default” on your Certificate only if one of the following occurs:
We do not pay overdue principal and interest on the Certificate within 30 days after we receive written notice from you that we failed to pay the principal or interest when due; or
A South Carolina resident who owns a Certificate of the “same issue” as your Certificate (i.e., the same type, term and offering) has rightfully declared an event of default as to his or her Certificate. To declare an event of default, you must submit a written declaration to us. The rightful declaration of an event of default as to any one Certificate of an issue constitutes an event of default on the entire issue in South Carolina. Upon a rightful declaration of an event of default on a Certificate:
The principal and interest on your Certificate becomes immediately due and payable;
If you request in writing, we will send you a list of names and addresses of all investors in the state of South Carolina who own a Certificate of the same issue as your Certificate; and
The owners of 25% or more of the total principal amount of Certificates of the same issue outstanding in the state of South Carolina can declare the entire issue in the state of South Carolina due and payable.
The purchase of Church Investors Fund securities is subject to risks, which are described in our Offering Circular. This is neither an offer to sell nor a solicitation of an offer to buy Church Investors Fund securities. Such an offer is made only by an Offering Circular and only in those states where Church Investors Fund securities may lawfully be offered or sold. Church Investors Fund securities are not F.D.I.C. or S.I.P.C. insured, nor are they guaranteed by the NAB.
