I love organization and can’t stand clutter. Few things in life bring me more satisfaction than purging the unnecessary and organizing what is kept.

Unfortunately, as much as I love organization, things can still get away from me, and from time to time, I need to slow down and reorganize. I try to keep it all in order, but the busyness of everyday life tends to get the better of me.

So over New Year’s week, I cleaned out and reorganized my office at work, some of our cupboards at home, a couple of our closets, and our personal finances. Honestly, I had to work up the energy on a couple of them, but once they were completed, I feel a sense of internal peace. Maybe you can relate. If not, you must be doing it wrong (kidding). I felt ready to head into the new year better than I ended the previous year.

For many of us, the new year often serves as a checkpoint for many things in our lives. One area we should thoroughly review every new year is our personal finances. Inevitably, there is something that needs reorganizing. There are always increases in the cost-of-living, such as food prices, utilities, and subscriptions. These increases are often spread throughout the year and can add up more than we realize. Maybe a large unexpected large expense came up over the past year, and you did your best to adjust, but it threw things out-of-whack a bit. The things you prioritized early in the year have changed. Therefore, the budget (written or non-written) needs some tweaking.

What are a few of your goals for 2021….besides getting life back to normal? Are you looking to crush your credit card debt, conquer a loan, focus on saving for retirement, or building up your emergency fund? Are you looking to buy a home or a car or save for college? Maybe you want to take a trip somewhere – once we can safely travel again?

If you are like me and need a nice relaxing vacation, then start planning for it now. I am not sure when the opportunity will arise, but I am optimistic it will be this year, and I want to be ready.

One positive from this pandemic has been the reminder of what is most important in life. If you find things are weighing you down, maybe it is time to purge them from your life. I promise you that it will be freeing.

“..Let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us.” – Hebrews 12:1

Mark Etting

Author Mark Etting

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